There's no doubt about it, the proliferation of electronic gadgets and the wide availability of the Internet have changed the way we do business. Consider this: according to a study by Facebook, the average person checks his or her smartphone 30 times a day. Among adults under 40, that number soars to 150 times a day and is destined to grow among all age groups! We see it all the time, whether it's people sitting across from each other at restaurants, at meetings, at any "eve